03492nam a22004335i 4500001001800000003000900018005001700027007001500044008004100059020001800100024003500118050001200153072001600165072001600181072002300197072001500220072001500235100007300250245009400323250001800417264007200435300006400507336002600571337002600597338003600623347002400659505074400683520125501427650003802682650002402720650002602744700007402770710003402844773002602878776003602904776003602940776003602976856004603012978-981-97-0706-5DE-He21320251030111717.0cr nn 008mamaa240312s2024    si |    s    |||| 0|eng d  a97898197070657 a10.1007/978-981-97-0706-52doi 4aHB71-74 7aKFF2bicssc 7aKCK2bicssc 7aBUS0270002bisacsh 7aKFF2thema 7aKCK2thema1 aZhao, Sibo.eauthor.4aut4http://id.loc.gov/vocabulary/relators/aut14aThe Household Finance Issues in Chinah[electronic resource] /cby Sibo Zhao, Dawei Zhao.  a1st ed. 2024. 1aSingapore :bSpringer Nature Singapore :bImprint: Springer,c2024.  aXIII, 176 p. 9 illus., 6 illus. in color.bonline resource.  atextbtxt2rdacontent  acomputerbc2rdamedia  aonline resourcebcr2rdacarrier  atext filebPDF2rda0 aChinese Household Finance: Research Background and Conceptual Delineation -- Health status, risk attitude and Household financial investment behavior -- Housing type, financial literacy and household financial investment behavior -- The effect of mental accounting and housing wealth on household financial asset allocation -- The age-period-cohort effect on household financial health -- The influence of risk attitude and borrowing participation on resident entrepreneurship -- The influence of financial exclusion and financial literacy on resident entrepreneurship -- The impact of digital technology on household finance -- Fintech, household finance, and financial consumer protection: opportunities, challenges, and countermeasures.  aThis book systematically studies and discusses pertinent issues related to household finance in China. This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being. Drawing upon theories from economics, psychology, sociology, and behavioral finance, it conducts a quantitative analysis of family finance and its influencing factors by constructing models such as Probit model, Tobit model, and APC model to empirically test the underlying mediation mechanism. In addition, from the perspective of inclusive finance development and safeguarding the rights and interests of financial consumers, this book expounds on its profound impact on household finance. This book is a valuable reference for researchers in related fields, and it also provides some insights into residents’ and families’ awareness of financial health. Furthermore, it aids in formulating and improving consumption policies, adjusting economic structures, and preventing household financial risks. This research provides valuable guidance for enhancing family welfare and increasing property income for Chinese residents. 0aEconomicsxPsychological aspects.14aBehavioral Finance.24aBehavioral Economics.1 aZhao, Dawei.eauthor.4aut4http://id.loc.gov/vocabulary/relators/aut2 aSpringerLink (Online service)0 tSpringer Nature eBook08iPrinted edition:z978981970705808iPrinted edition:z978981970707208iPrinted edition:z978981970708940uhttps://doi.org/10.1007/978-981-97-0706-5