03834nam a22005175i 4500 978-981-97-0706-5 DE-He213 20251030111717.0 cr nn 008mamaa 240312s2024 si | s |||| 0|eng d 9789819707065 978-981-97-0706-5 10.1007/978-981-97-0706-5 doi HB71-74 KFF bicssc KCK bicssc BUS027000 bisacsh KFF thema KCK thema Zhao, Sibo. author. aut http://id.loc.gov/vocabulary/relators/aut 72878 The Household Finance Issues in China [electronic resource] / by Sibo Zhao, Dawei Zhao. 1st ed. 2024. Singapore : Springer Nature Singapore : Imprint: Springer, 2024. XIII, 176 p. 9 illus., 6 illus. in color. online resource. text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda Chinese Household Finance: Research Background and Conceptual Delineation -- Health status, risk attitude and Household financial investment behavior -- Housing type, financial literacy and household financial investment behavior -- The effect of mental accounting and housing wealth on household financial asset allocation -- The age-period-cohort effect on household financial health -- The influence of risk attitude and borrowing participation on resident entrepreneurship -- The influence of financial exclusion and financial literacy on resident entrepreneurship -- The impact of digital technology on household finance -- Fintech, household finance, and financial consumer protection: opportunities, challenges, and countermeasures. This book systematically studies and discusses pertinent issues related to household finance in China. This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being. Drawing upon theories from economics, psychology, sociology, and behavioral finance, it conducts a quantitative analysis of family finance and its influencing factors by constructing models such as Probit model, Tobit model, and APC model to empirically test the underlying mediation mechanism. In addition, from the perspective of inclusive finance development and safeguarding the rights and interests of financial consumers, this book expounds on its profound impact on household finance. This book is a valuable reference for researchers in related fields, and it also provides some insights into residents’ and families’ awareness of financial health. Furthermore, it aids in formulating and improving consumption policies, adjusting economic structures, and preventing household financial risks. This research provides valuable guidance for enhancing family welfare and increasing property income for Chinese residents. Economics Psychological aspects. 59551 Behavioral Finance. 69532 Behavioral Economics. 69174 Zhao, Dawei. author. aut http://id.loc.gov/vocabulary/relators/aut 72527 SpringerLink (Online service) Springer Nature eBook Printed edition: 9789819707058 Printed edition: 9789819707072 Printed edition: 9789819707089 https://doi.org/10.1007/978-981-97-0706-5 ZDB-2-ECF ZDB-2-SXEF 58267 58267