03701nam a22005295i 4500 978-981-97-1127-7 DE-He213 20251030112042.0 cr nn 008mamaa 240514s2024 si | s |||| 0|eng d 9789819711277 978-981-97-1127-7 10.1007/978-981-97-1127-7 doi HG176.7 KFF bicssc BUS017000 bisacsh KFF thema Law, Sau Wai. author. aut http://id.loc.gov/vocabulary/relators/aut 76817 Financial Inclusion, Technology and Virtual Banking [electronic resource] : A Theoretical Perspective / by Sau Wai Law. 1st ed. 2024. Singapore : Springer Nature Singapore : Imprint: Springer, 2024. XIII, 127 p. 6 illus., 4 illus. in color. online resource. text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda Chapter 1 – Use of technology to develop a more financially inclusive world -- Part I: Promoting financial inclusion and technology adoption – A case study of the launch of virtual bank in Hong Kong -- Chapter 2 - Could increasing regulatory focus realise the inclusive potential of virtual banks -- Chapter 3 – Financial inclusion and virtual bank in the era of digitalisation: A regulatory case study in Hong Kong -- Chapter 4 – Promoting financial inclusion through the launch of virtual banks? Empirical insights from Hong Kong banking customers -- Part II - Theorizing financial inclusion and technology adoption in banking -- Chapter 5 – Sense of security -- Chapter 6 – Role of regulator -- Chapter 7 – Social acceptance of technology -- Chapter 8 – History of operation -- Chapter 9 – The way forward – Measuring financial inclusion from the client’s perspective. This book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands. Financial engineering. 58071 Economic development. 58075 Financial services industry. 60413 Financial Technology and Innovation. 69289 Economic Development, Innovation and Growth. 69035 Financial Services. 69064 SpringerLink (Online service) Springer Nature eBook Printed edition: 9789819711260 Printed edition: 9789819711284 Printed edition: 9789819711291 https://doi.org/10.1007/978-981-97-1127-7 ZDB-2-BUM ZDB-2-SXBM 59855 59855