03467nam a22004695i 4500001001800000003000900018005001700027007001500044008004100059020003700100024003500137050001200172072001600184072002300200072001500223100008200238245012700320250001800447264007200465300006400537336002600601337002600627338003600653347002400689505089800713520088401611650003402495650003302529650004002562650004802602650005602650650003102706710003402737773002602771776003602797776003602833776003602869856004602905912001402951912001502965999001702980978-981-97-1127-7DE-He21320251030112042.0cr nn 008mamaa240514s2024    si |    s    |||| 0|eng d  a97898197112779978-981-97-1127-77 a10.1007/978-981-97-1127-72doi 4aHG176.7 7aKFF2bicssc 7aBUS0170002bisacsh 7aKFF2thema1 aLaw, Sau Wai.eauthor.4aut4http://id.loc.gov/vocabulary/relators/aut97681710aFinancial Inclusion, Technology and Virtual Bankingh[electronic resource] :bA Theoretical Perspective /cby Sau Wai Law.  a1st ed. 2024. 1aSingapore :bSpringer Nature Singapore :bImprint: Springer,c2024.  aXIII, 127 p. 6 illus., 4 illus. in color.bonline resource.  atextbtxt2rdacontent  acomputerbc2rdamedia  aonline resourcebcr2rdacarrier  atext filebPDF2rda0 aChapter 1 – Use of technology to develop a more financially inclusive world -- Part I: Promoting financial inclusion and technology adoption – A case study of the launch of virtual bank in Hong Kong -- Chapter 2 - Could increasing regulatory focus realise the inclusive potential of virtual banks -- Chapter 3 – Financial inclusion and virtual bank in the era of digitalisation: A regulatory case study in Hong Kong -- Chapter 4 – Promoting financial inclusion through the launch of virtual banks? Empirical insights from Hong Kong banking customers -- Part II - Theorizing financial inclusion and technology adoption in banking -- Chapter 5 – Sense of security -- Chapter 6 – Role of regulator -- Chapter 7 – Social acceptance of technology -- Chapter 8 – History of operation -- Chapter 9 – The way forward – Measuring financial inclusion from the client’s perspective.  aThis book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands. 0aFinancial engineering.958071 0aEconomic development.958075 0aFinancial services industry.96041314aFinancial Technology and Innovation.96928924aEconomic Development, Innovation and Growth.96903524aFinancial Services.9690642 aSpringerLink (Online service)0 tSpringer Nature eBook08iPrinted edition:z978981971126008iPrinted edition:z978981971128408iPrinted edition:z978981971129140uhttps://doi.org/10.1007/978-981-97-1127-7  aZDB-2-BUM  aZDB-2-SXBM  c59855d59855