04446nam a22005655i 4500 978-3-031-64338-5 DE-He213 20251030112938.0 cr nn 008mamaa 240904s2024 sz | s |||| 0|eng d 9783031643385 978-3-031-64338-5 10.1007/978-3-031-64338-5 doi HG1501-3550 KNST bicssc BUS070140 bisacsh KFF thema Jans, Jan A. author. aut http://id.loc.gov/vocabulary/relators/aut 83709 Electronic Payments in the European Market [electronic resource] : Creating a Level Playing Field between Banks and Non-Banks / by Jan A. Jans. 1st ed. 2024. Cham : Springer Nature Switzerland : Imprint: Palgrave Macmillan, 2024. XXI, 372 p. 11 illus. online resource. text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda EBI Studies in Banking and Capital Markets Law, 2730-9096 1. Introduction: Banks And Non-Banks In The European Market For Payments -- 2. Payments -- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments -- 4. Non-Bank Market Access -- 5. Security Measures For Banks And Non-Banks -- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks -- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments -- 8. Payment Systems And Non-Banks Access To Payment Systems -- 9. EU Competition Enforcement In The Payments Sector -- 10. Concluding Remarks. This book offers a holistic approach to the level playing field concept that takes into account six regulatory objectives of the European financial services regulatory framework for banks and non-banks. These intermediate objectives are: (i) facilitating market access by non-banks to provide payment services; (ii) safeguarding the security of the payments market; (iii) safeguarding the integrity of the payments market; (iv) enhancing consumer protection in case of an unauthorised or erroneous payments; (v) allowing non-banks access to payment systems; and (vi) facilitating collaboration between competing payment service providers to develop standards for the payments market that reflect the interests of both banks and non-banks. The book discusses the rules and regulations covering these intermediate objectives to determine the extent to which there is a level playing field between banks and non-banks. In addition, the book provides high-level summaries of competition law requirements and related case law, and will be of interest to researchers, academics, and financial law practitioners. Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals. Financial services industry. 60413 Finance Law and legislation. 65664 Financial engineering. 58071 Europe Economic conditions. 73236 Financial Services. 69064 Financial Law. 65670 Financial Technology and Innovation. 69289 European Economics. 73237 SpringerLink (Online service) Springer Nature eBook Printed edition: 9783031643378 Printed edition: 9783031643392 Printed edition: 9783031643408 EBI Studies in Banking and Capital Markets Law, 2730-9096 76986 https://doi.org/10.1007/978-3-031-64338-5 ZDB-2-ECF ZDB-2-SXEF 63107 63107