04240nam a22005175i 4500001001800000003000900018005001700027007001500044008004100059020003700100024003500137050001600172072001700188072002300205072001500228100008100243245015100324250001800475264007900493300004400572336002600616337002600642338003600668347002400704490006300728505057500791520173501366650004003101650004103141650003403182650004003216650003103256650002603287650004803313650003103361710003403392773002603426776003603452776003603488776003603524830007003560856004603630912001403676912001503690999001703705978-3-031-64338-5DE-He21320251030112938.0cr nn 008mamaa240904s2024    sz |    s    |||| 0|eng d  a97830316433859978-3-031-64338-57 a10.1007/978-3-031-64338-52doi 4aHG1501-3550 7aKNST2bicssc 7aBUS0701402bisacsh 7aKFF2thema1 aJans, Jan A.eauthor.4aut4http://id.loc.gov/vocabulary/relators/aut98370910aElectronic Payments in the European Marketh[electronic resource] :bCreating a Level Playing Field between Banks and Non-Banks /cby Jan A. Jans.  a1st ed. 2024. 1aCham :bSpringer Nature Switzerland :bImprint: Palgrave Macmillan,c2024.  aXXI, 372 p. 11 illus.bonline resource.  atextbtxt2rdacontent  acomputerbc2rdamedia  aonline resourcebcr2rdacarrier  atext filebPDF2rda1 aEBI Studies in Banking and Capital Markets Law,x2730-90960 a1. Introduction: Banks And Non-Banks In The European Market For Payments -- 2. Payments -- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments -- 4. Non-Bank Market Access -- 5. Security Measures For Banks And Non-Banks -- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks -- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments -- 8. Payment Systems And Non-Banks Access To Payment Systems -- 9. EU Competition Enforcement In The Payments Sector -- 10. Concluding Remarks.  aThis book offers a holistic approach to the level playing field concept that takes into account six regulatory objectives of the European financial services regulatory framework for banks and non-banks. These intermediate objectives are: (i) facilitating market access by non-banks to provide payment services; (ii) safeguarding the security of the payments market; (iii) safeguarding the integrity of the payments market; (iv) enhancing consumer protection in case of an unauthorised or erroneous payments; (v) allowing non-banks access to payment systems; and (vi) facilitating collaboration between competing payment service providers to develop standards for the payments market that reflect the interests of both banks and non-banks. The book discusses the rules and regulations covering these intermediate objectives to determine the extent to which there is a level playing field between banks and non-banks. In addition, the book provides high-level summaries of competition law requirements and related case law, and will be of interest to researchers, academics, and financial law practitioners. Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals. 0aFinancial services industry.960413 0aFinancexLaw and legislation.965664 0aFinancial engineering.958071 0aEuropexEconomic conditions.97323614aFinancial Services.96906424aFinancial Law.96567024aFinancial Technology and Innovation.96928924aEuropean Economics.9732372 aSpringerLink (Online service)0 tSpringer Nature eBook08iPrinted edition:z978303164337808iPrinted edition:z978303164339208iPrinted edition:z9783031643408 0aEBI Studies in Banking and Capital Markets Law,x2730-909697698640uhttps://doi.org/10.1007/978-3-031-64338-5  aZDB-2-ECF  aZDB-2-SXEF  c63107d63107