03447nam a22005295i 4500001001800000003000900018005001700027007001500044008004100059020003700100024003500137050000700172072001600179072002300195072001500218100015100233245014000384250001800524264007200542300006300614336002600677337002600703338003600729347002400765490004400789505014700833520138300980650002902363650002002392650001302412650003802425650002702463650002902490650003002519650002802549650002902577710003402606773002602640776003602666776003602702776003602738830005102774856004602825912001402871912001502885999001702900978-981-97-6940-7DE-He21320251030113259.0cr nn 008mamaa241105s2024    si |    s    |||| 0|eng d  a97898197694079978-981-97-6940-77 a10.1007/978-981-97-6940-72doi 4aHC 7aKCZ2bicssc 7aBUS0230002bisacsh 7aKCZ2thema1 aTanaka, Hikaru.eauthor.0(orcid)0000-0001-8171-44591https://orcid.org/0000-0001-8171-44594aut4http://id.loc.gov/vocabulary/relators/aut98706010aMicro-Credit in Modern Japanh[electronic resource] :bAn Alternative Financial System for Sustainable Development /cby Hikaru Tanaka.  a1st ed. 2024. 1aSingapore :bSpringer Nature Singapore :bImprint: Springer,c2024.  aXX, 344 p. 14 illus., 6 illus. in color.bonline resource.  atextbtxt2rdacontent  acomputerbc2rdamedia  aonline resourcebcr2rdacarrier  atext filebPDF2rda1 aStudies in Economic History,x2364-18000 aIntroduction -- The Birth of Postal Savings -- Formation and Development of Industrial Cooperatives -- Return of Postal Saving to the Regions.  aJapanese society believes they enjoy socio-economic equality. While industrialization tends to make gap between rich and poor, most of Japanese are proud of themselves as being middle class in the first Asian industrialized country. In fact, post WW2 Japanese economic miracle made Japan rich and equalized. High personal saving ratio supported the economic development in those days as if it’s a proof of Rostow’s take-off model. Japanese saving rate had jumped high level around the beginning of 20th century, which was the time of their industrialization taking place. This book shows the savings was not only rich’s accumulation of wealth but ordinary citizen’s daily spares. The spare money helped whole nation’s economic development, especially supported relatively small farmers and self-employed workers. The personal small savings became huge funds for the basis of modern Japanese micro-credit and emergency bailout loan. Postal Savings Bank and nationwide cooperatives played the role in managing. This financial network was independent from ordinary financial system composed of private banks and securities market, and complement its function. The personal small savings funds in Japanese economy saved its society from various type of calamity and supported economic equalization as alternative financial system which acted as Not-for-Profit enterprises. 0aEconomic history.957506 0aFinance.958339 0aHistory. 0aAsiaxEconomic conditions.968942 0aJapanxHistory.98076814aEconomic History.95750624aFinancial History.97105724aAsian Economics.96894324aHistory of Japan.9807692 aSpringerLink (Online service)0 tSpringer Nature eBook08iPrinted edition:z978981976939108iPrinted edition:z978981976941408iPrinted edition:z9789819769421 0aStudies in Economic History,x2364-180097902240uhttps://doi.org/10.1007/978-981-97-6940-7  aZDB-2-ECF  aZDB-2-SXEF  c64730d64730