04560nam a22006375i 4500 978-3-031-66047-4 DE-He213 20251030114612.0 cr nn 008mamaa 241211s2024 sz | s |||| 0|eng d 9783031660474 978-3-031-66047-4 10.1007/978-3-031-66047-4 doi HG176.7 KFF bicssc BUS017000 bisacsh KFF thema Decentralization Technologies [electronic resource] : Financial Sector in Change / edited by Gilbert Fridgen, Tobias Guggenberger, Johannes Sedlmeir, Nils Urbach. 1st ed. 2024. Cham : Springer Nature Switzerland : Imprint: Springer, 2024. XXXI, 263 p. 16 illus., 2 illus. in color. online resource. text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda Financial Innovation and Technology, 2730-969X Introduction: Decentralization Technologies in Finance -- Financial Regulation, Political Context, and Technology in the European Union -- Blockchain Technology -- Decentralized Digital Identities -- Federated Learning -- Privacy-Enhancing Technologies -- Self-Sovereign Identity for Digital KYC -- Decentralized Finance and Blockchain in Traditional Finance: Economic Opportunities and Adoption Challenges -- Decentralized Finance and Decentralized Digital Identities: Opportunities and Challenges of Identity Solutions -- Decentralization Technologies in the Context of ESG Accounting and Reporting -- Opportunities and Applications of Federated Learning in the Financial Services Industry -- Decentralization beyond Disintermediation: The Case of Central Bank Digital Currencies -- Reflections on De-Centralization in Decentralized Financial Applications -- On the Energy Consumption of a Decentralized Financial Sector. This book connects decentralization technologies with the world of finance and financial services. Increasingly, the financial sector is data-driven, with tensions arising between technical innovations and regulators’ and consumers’ expectations. Fundamentally, financial markets are competitive data markets. The authors of this edited book first identify where changes in the regulatory and business regime give rise to novel requirements and needs for these data markets. Next, the authors introduce three key decentralization technologies –decentralized digital identities, distributed ledger technologies, and federated learning. They discuss privacy-enhancing technologies such as zero-knowledge proofs and illustrate the demands of practical applications. The authors further provide explicit application examples to illustrate where and how these decentralization technologies allow to reflect business, customer, and regulatory requirements amid competitive markets. The volume concludes with an outlook on governance and the sustainability implications of decentralization. Financial engineering. 58071 Financial services industry. 60413 Business information services. Finance Law and legislation. 65664 Corporate governance. 57663 Financial Technology and Innovation. 69289 Financial Services. 69064 IT in Business. Financial Law. 65670 Corporate Governance. 57663 Fridgen, Gilbert. editor. edt http://id.loc.gov/vocabulary/relators/edt 88755 Guggenberger, Tobias. editor. edt http://id.loc.gov/vocabulary/relators/edt 88756 Sedlmeir, Johannes. editor. edt http://id.loc.gov/vocabulary/relators/edt 88757 Urbach, Nils. editor. edt http://id.loc.gov/vocabulary/relators/edt 88758 SpringerLink (Online service) Springer Nature eBook Printed edition: 9783031660467 Printed edition: 9783031660481 Printed edition: 9783031660498 Financial Innovation and Technology, 2730-969X 71047 https://doi.org/10.1007/978-3-031-66047-4 ZDB-2-ECF ZDB-2-SXEF 65617 65617