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020 _a9789819711277
_9978-981-97-1127-7
024 7 _a10.1007/978-981-97-1127-7
_2doi
050 4 _aHG176.7
072 7 _aKFF
_2bicssc
072 7 _aBUS017000
_2bisacsh
072 7 _aKFF
_2thema
100 1 _aLaw, Sau Wai.
_eauthor.
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
_976817
245 1 0 _aFinancial Inclusion, Technology and Virtual Banking
_h[electronic resource] :
_bA Theoretical Perspective /
_cby Sau Wai Law.
250 _a1st ed. 2024.
264 1 _aSingapore :
_bSpringer Nature Singapore :
_bImprint: Springer,
_c2024.
300 _aXIII, 127 p. 6 illus., 4 illus. in color.
_bonline resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
505 0 _aChapter 1 – Use of technology to develop a more financially inclusive world -- Part I: Promoting financial inclusion and technology adoption – A case study of the launch of virtual bank in Hong Kong -- Chapter 2 - Could increasing regulatory focus realise the inclusive potential of virtual banks -- Chapter 3 – Financial inclusion and virtual bank in the era of digitalisation: A regulatory case study in Hong Kong -- Chapter 4 – Promoting financial inclusion through the launch of virtual banks? Empirical insights from Hong Kong banking customers -- Part II - Theorizing financial inclusion and technology adoption in banking -- Chapter 5 – Sense of security -- Chapter 6 – Role of regulator -- Chapter 7 – Social acceptance of technology -- Chapter 8 – History of operation -- Chapter 9 – The way forward – Measuring financial inclusion from the client’s perspective.
520 _aThis book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands.
650 0 _aFinancial engineering.
_958071
650 0 _aEconomic development.
_958075
650 0 _aFinancial services industry.
_960413
650 1 4 _aFinancial Technology and Innovation.
_969289
650 2 4 _aEconomic Development, Innovation and Growth.
_969035
650 2 4 _aFinancial Services.
_969064
710 2 _aSpringerLink (Online service)
773 0 _tSpringer Nature eBook
776 0 8 _iPrinted edition:
_z9789819711260
776 0 8 _iPrinted edition:
_z9789819711284
776 0 8 _iPrinted edition:
_z9789819711291
856 4 0 _uhttps://doi.org/10.1007/978-981-97-1127-7
912 _aZDB-2-BUM
912 _aZDB-2-SXBM
999 _c59855
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