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001 978-3-031-54015-8
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020 _a9783031540158
_9978-3-031-54015-8
024 7 _a10.1007/978-3-031-54015-8
_2doi
050 4 _aHG1501-3550
072 7 _aKNST
_2bicssc
072 7 _aBUS070140
_2bisacsh
072 7 _aKFF
_2thema
100 1 _aPillay, Saveshen.
_eauthor.
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
_981596
245 1 4 _aThe Next Frontier in SME Ratings
_h[electronic resource] :
_bImproving Access to Credit and Business Opportunities for the World’s Largest Business Segment /
_cby Saveshen Pillay.
250 _a1st ed. 2024.
264 1 _aCham :
_bSpringer Nature Switzerland :
_bImprint: Palgrave Macmillan,
_c2024.
300 _aXXVI, 168 p. 19 illus., 17 illus. in color.
_bonline resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
505 0 _aChapter 1- Introduction -- Chapter 2- An Overview of The SME Industry -- Chapter 3- An Introduction to the “SME Rating”, And Specific “SME Credit Rating” Concepts -- Chapter 4- The benefits of SME ratings -- Chapter 5- An Introduction to The Public Sector Model -- Chapter 6- Practical Applications Of The Public Sector SME Credit Rating Model And Its Associated Benefits -- Chapter 7- Bringing The Public Sector SME Credit Rating Concept into Fruition -- Chapter 8-Creating a private sector credit rating industry -- Chapter 9- An Introduction To The SME Ecosystem Model Approach -- Concluding Remarks.
520 _aSME credit ratings are one of the most underutilised and misunderstood concepts, though they have the potential to proliferate the ability of SMEs to access funding opportunities via both traditional and non-traditional channels. This book provides a comprehensive overview of the industry and sets out innovative solutions for improving the effectiveness, viability, and coverage of SME credit rating services. It focuses on how private and public sector SME credit rating industries can be established and how the unique “ecosystem approach” can be incorporated. It reintroduces the public sector credit rating model and highlights how it can be an effective solution within the SME space. The book will also include feedback from direct interviews with SME credit rating agencies (private and public), ministries linked to the SME credit rating industry, regulators, and related multilateral organisations. Furthermore, the book incorporates the author’s knowledge from recently completed credit rating projects from the World Bank Group, The United Nations, and The African Union. This, together with innovative ideas around how SME credit rating industries can be created/initiated, establishes vital policy tools that can be utilised by governments, credit rating agencies, regulators, and related stakeholders Saveshen Pillay is the Chief Executive Officer of Credit Rating Analytics. He holds a master’s degree in International Banking & Finance (Cum Laude), a Post Graduate Diploma in Finance, Banking & Portfolio Management, a B. Com Degree in Economics and has completed level 2 of the CFA program. He has led numerous high-level credit rating projects and has worked closely with various divisions within the United Nations, the African Union, the International Finance Corporation, and other key philanthropic organisations. Saveshen’s company has recently contributed to the United Nation’s annual development report on Africa. This report provided insights into how the SME credit rating concept can be used to proliferate funding opportunities within the supply chain finance space and increase transparency within this lending channel. His company also completed a major World Bank Group project related to the SME credit rating industry, and he served as the lead author on the final publications. That specific project was geared towards increasing the awareness of SME credit ratings and coming up with solutions to make it more widely available. Saveshen also serves as an independent director at a subsidiary of one of the world’s largest credit rating agencies.
650 0 _aFinancial services industry.
_960413
650 0 _aNew business enterprises
_xFinance.
_970074
650 0 _aFinance, Public.
_959081
650 0 _aBusiness enterprises
_xFinance.
_958021
650 1 4 _aFinancial Services.
_969064
650 2 4 _aEntrepreneurial Finance.
_970075
650 2 4 _aPublic Finance.
_957719
650 2 4 _aCorporate Finance.
_957278
710 2 _aSpringerLink (Online service)
773 0 _tSpringer Nature eBook
776 0 8 _iPrinted edition:
_z9783031540141
776 0 8 _iPrinted edition:
_z9783031540165
776 0 8 _iPrinted edition:
_z9783031540172
856 4 0 _uhttps://doi.org/10.1007/978-3-031-54015-8
912 _aZDB-2-ECF
912 _aZDB-2-SXEF
999 _c62074
_d62074