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020 _a9789819769407
_9978-981-97-6940-7
024 7 _a10.1007/978-981-97-6940-7
_2doi
050 4 _aHC
072 7 _aKCZ
_2bicssc
072 7 _aBUS023000
_2bisacsh
072 7 _aKCZ
_2thema
100 1 _aTanaka, Hikaru.
_eauthor.
_0(orcid)0000-0001-8171-4459
_1https://orcid.org/0000-0001-8171-4459
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
_987060
245 1 0 _aMicro-Credit in Modern Japan
_h[electronic resource] :
_bAn Alternative Financial System for Sustainable Development /
_cby Hikaru Tanaka.
250 _a1st ed. 2024.
264 1 _aSingapore :
_bSpringer Nature Singapore :
_bImprint: Springer,
_c2024.
300 _aXX, 344 p. 14 illus., 6 illus. in color.
_bonline resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
490 1 _aStudies in Economic History,
_x2364-1800
505 0 _aIntroduction -- The Birth of Postal Savings -- Formation and Development of Industrial Cooperatives -- Return of Postal Saving to the Regions.
520 _aJapanese society believes they enjoy socio-economic equality. While industrialization tends to make gap between rich and poor, most of Japanese are proud of themselves as being middle class in the first Asian industrialized country. In fact, post WW2 Japanese economic miracle made Japan rich and equalized. High personal saving ratio supported the economic development in those days as if it’s a proof of Rostow’s take-off model. Japanese saving rate had jumped high level around the beginning of 20th century, which was the time of their industrialization taking place. This book shows the savings was not only rich’s accumulation of wealth but ordinary citizen’s daily spares. The spare money helped whole nation’s economic development, especially supported relatively small farmers and self-employed workers. The personal small savings became huge funds for the basis of modern Japanese micro-credit and emergency bailout loan. Postal Savings Bank and nationwide cooperatives played the role in managing. This financial network was independent from ordinary financial system composed of private banks and securities market, and complement its function. The personal small savings funds in Japanese economy saved its society from various type of calamity and supported economic equalization as alternative financial system which acted as Not-for-Profit enterprises.
650 0 _aEconomic history.
_957506
650 0 _aFinance.
_958339
650 0 _aHistory.
650 0 _aAsia
_xEconomic conditions.
_968942
650 0 _aJapan
_xHistory.
_980768
650 1 4 _aEconomic History.
_957506
650 2 4 _aFinancial History.
_971057
650 2 4 _aAsian Economics.
_968943
650 2 4 _aHistory of Japan.
_980769
710 2 _aSpringerLink (Online service)
773 0 _tSpringer Nature eBook
776 0 8 _iPrinted edition:
_z9789819769391
776 0 8 _iPrinted edition:
_z9789819769414
776 0 8 _iPrinted edition:
_z9789819769421
830 0 _aStudies in Economic History,
_x2364-1800
_979022
856 4 0 _uhttps://doi.org/10.1007/978-981-97-6940-7
912 _aZDB-2-ECF
912 _aZDB-2-SXEF
999 _c64730
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